Trust & Safety Loss Estimator
Model incidents per 10,000 active workers, cost per incident, and the share screening could plausibly prevent. Every assumption is yours to change; the tool only does the arithmetic.
- Expected annual incident cost
- Screening break-even point
- Cost per active worker
Your platform
Your assumptions
The defaults are placeholders, not industry data. Replace them with your incident log, claims history, or a conservative estimate.
A judgment call. Try a low and a high value.
Claims, refunds, legal review, investigation.
Support time, churned customers, brand recovery.
Runs entirely in your browser. Nothing you enter is sent to PreHireBadge or saved.
Expected incident cost / year
$37,500
2.5 incidents at your rate
Preventable portion
$7,500
20% of incident cost
Screening cost / year
$11,250
3,000 workers at $5 or less
Net cost
$3,750
Preventable cost minus screening cost
Break-even
Screening every new worker pays for itself if it prevents less than one incidents a year at your cost per incident. Incident cost per active worker: $7.50.
A criminal records search addresses one risk, an undisclosed record relevant to the work. It does not predict every incident, so treat the preventable share as an estimate and keep the rest of your trust and safety program in place.
Identity-verified national criminal reports, records verified at the source. No subscription.
Screen workers for $5Why you'd use this
Trust and safety incidents cost a marketplace in ways that rarely land on a single budget line: refunds and claims, investigation time, support load, legal review, and customers who quietly leave. This estimator turns your own assumptions into an annual figure and sets it next to the cost of screening every new worker at $5.
The tool deliberately has no built-in incident rates or industry benchmarks. Use your own incident data, insurance claims history, or a conservative guess, and change the share of incidents you think screening could plausibly prevent.
In your browser, nothing saved
Using it
- 1
Enter your platform
Active workers and new workers screened each year.
- 2
Enter your assumptions
Incidents per 10,000 workers, direct and indirect cost per incident, and the share screening might prevent.
- 3
See the break-even
Expected annual cost, the preventable portion, and how many prevented incidents pay for a year of screening.
Reading the result honestly
Screening reduces some risks and not others. A criminal records search tells you about court records; it does not predict every incident. Treat the preventable share as a judgment call and test a low and a high value. The break-even figure is the most robust output: it tells you how few prevented incidents justify the spend.
Questions people ask about this
Where do the default numbers come from?
They are placeholders to show how the calculation works, not industry statistics. Replace them with your own data.
What counts as an indirect cost?
Support and trust-and-safety staff time, customer churn after an incident, marketing to win back trust, and management time. Estimate what is realistic for your platform.
What does $5 screening include?
The candidate's ID check, a national criminal search with any records verified at the source, the sex-offender registries of all 50 states, and federal sanctions and watchlists.
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PreHireBadge runs an identity-verified national criminal employment report for $5 flat. The worker completes the invite on their phone, so your team never handles an SSN. Packs from $45; credits never expire.